DRAG
Paisly Paisly

We help payment providers, financial institutions and enterprise businesses build secure, scalable and reliable payment infrastructure through modern technology.

Get In Touch

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Joka, Baruipara, P.O. Joka, P.S. Thakurpukur, Kolkata – 700104, West Bengal, India.

Payment Infrastructure Solutions

We help payment providers, financial institutions and enterprise businesses build secure, scalable and reliable payment infrastructure through modern technology.

About us

99%

Uptime

10M

Daily API Calls

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About Us

Enterprise Payment Infrastructure & Financial Technology

We are a technology company focused on building payment infrastructure and integration solutions for businesses operating in the digital economy.

Our Core Offerings

Enterprise Payment Technology Solutions

Merchant Onboarding
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Digital Merchant Onboarding

Automated KYC and seamlessly connect merchants with licensed Banks and Payment Aggregators.

Payment Gateway
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Payment Gateway Integration

High-availability API routing across multiple licensed acquiring partners for optimal success rates.

UPI Infrastructure
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UPI Stack & Deep Linking

Robust infrastructure supporting UPI Collect, Intent, VPA Validation, and instant processing.

Payouts Engine
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Payouts & Instant Disbursals

Automate vendor settlements, refunds, and payroll 24/7 via IMPS, NEFT, RTGS, and UPI.

Payment Links
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Payment Links & Dynamic QR

Generate instantly shareable links and dynamic BharatQR/UPI QR codes for multi-channel collections.

Recurring Payments
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UPI AutoPay & eMandate

Subscription engine supporting recurring billing schedules, eNACH, and UPI AutoPay mandates.

Reconciliation
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Automated Reconciliation

Real-time ledgering, multi-bank file parsing, and T+1/T+0 settlement data matching.

White Label Platform
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White-Label Infrastructure

Custom-branded payment portal stack for ISOs, enterprises, and financial institutions.

API Connectivity
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Developer APIs & Webhooks

RESTful APIs, SDKs for Mobile/Web, and instant real-time status Webhook notifications.

Technology

Our Architecture & Infrastructure

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REST APIs

Seamlessly integrate with our robust and developer-friendly REST APIs designed for high-performance data exchange and smooth connectivity.

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Secure Authentication

Protecting sensitive operations with industry-standard cryptographic protocols, multi-factor verification, and strict token-based access control.

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Webhooks

Receive instant notifications and automate workflows with reliable, asynchronous event triggers sent directly to your server environment.

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Real-time Reporting

Gain complete visibility with continuous data streaming, instant transaction monitoring, and comprehensive analytical insights.

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High Availability

Operating on redundant server cluster infrastructure to guarantee maximum uptime, persistent fault tolerance, and uncompromised service.

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Scalable Architecture

Engineered to dynamically expand and effortlessly handle growing workloads, high transaction volumes, and enterprise-level demands.

Integration Process

Our Merchant API integration provides businesses with a high-performance digital payment ecosystem, turning complex routing, secure tokenization, and multi-gateway orchestration into a robust, developer-friendly payment infrastructure.

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API Integration

Connect your platform using our developer-first REST APIs and secure authentication keys. Configure multi-gateway endpoints within minutes to handle UPI, cards, and wallets.

Step - 01

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Routing & Testing

Set up automatic gateway routing, smart retry logic, and webhook notifications. Test transaction monitoring, real-time payment status, and automated refund flows to ensure complete platform stability.

Step - 02

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Go Live & Settlement

Switch to production mode with signed requests and enterprise security. Accept digital payments seamlessly and track automated compliance, reconciliation, and merchant settlements.

Step - 03

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Why Choose Paisly

Engineered specifically for high-throughput digital payments. We deliver robust API connectivity, intelligent routing, and multi-bank redundancy to eliminate single points of failure.

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99.99% Infrastructure Uptime

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Bank-Grade Encryption

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Rapid Merchant Onboarding

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RBI Data Localization Compliance

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Smart Multi-Bank Routing

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24/7 Technical Support

Trust & Security First

Bank-Grade Compliance & Data Protection

As a Technology Service Provider (TSP), Paisly is built on rigid security frameworks and data privacy standards to protect every transaction and API endpoint.

Payment Security Best Practices

Infrastructure designed following industry security best practices for secure payment processing.

256-bit Encryption

End-to-end TLS 1.3 encryption for data in transit and AES-256 for secure data at rest & tokenization.

ISO/IEC Alignment

Information Security Management System (ISMS) procedures following ISO 27001 best practices.

RBI Data Localization

Infrastructure supports deployment in accordance with applicable regulatory requirements.

Have a Questions?

Frequently Asked Question

We provide a developer-friendly payment infrastructure layer that allows businesses, startups, and marketplaces in India to accept digital payments seamlessly through a single unified API. Our platform aggregates and orchestrates multiple leading payment providers, enabling full support for popular transactional methods including UPI routing, secure card processing, major netbanking channels, and digital wallets.

Integration takes only a few minutes due to our developer-first REST APIs, comprehensive documentation, and sandbox testing systems. While standard merchant accounts can be configured rapidly using secure API keys, complex production environments requiring advanced cloud microservices, tailored smart retry rules, or custom webhook notifications may take slightly longer for full data validation and operational alignment.

Yes, our architecture features a native UPI-ready infrastructure and tokenized routing engine. To safeguard user data and maintain compliance, all sensitive information is encrypted during communication and never stored in plain text. This allows local Indian enterprises, online marketplaces, and retail shops to manage complex checkouts safely while utilizing tokenized storage to optimize card processing flows.

Our orchestration engine relies on dynamic real-time criteria to maximize payment success rates and limit failures. Factors such as current gateway response times, historical provider uptime, and smart failure detection determine the automatic routing pathways. If an unexpected gateway failover occurs, our integrated logic reroutes the transaction to secondary banking partners without breaking the customer checkout workflow.

Yes, Paisly coordinates closely with payment networks and major banking infrastructure partners regulated by the Reserve Bank of India (RBI). As an established Technology Service Provider (TSP), we manage the technical compliance layers, cloud security requirements, and auditing frameworks, making it easier for your platform to achieve standard merchant verification and initiate automated settlement distributions.

The centralized portal provides full visibility into your transactional environment out of the box. Merchants have access to real-time payment monitoring, immediate refund management controls, detailed settlement reports, and automated ledger reconciliation systems. Additionally, developers can configure live webhook events within the dashboard settings to receive automated notifications regarding status changes.

Our flexible payment models accommodate an extensive array of industries and corporate operational scales. Key business sectors include SaaS platforms requiring monthly subscription billing, marketplaces setting up split seller settlements, e-commerce stores launching digital checkouts with EMI options, as well as healthcare and educational systems needing robust fee collection, insurance payout mechanisms, and institutional ledger auditing.

Our enterprise-ready framework is engineered as a highly scalable microservices ecosystem using cutting-edge, cloud-native technologies. The core backend relies on Java Spring Boot, while Kafka handles streaming data lines, Redis optimizes in-memory caching performance, and MongoDB manages document data storage. The entire infrastructure is orchestrated within Kubernetes clusters deployed over secure Google Cloud Platform environments.

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Contact info

We help payment providers, financial institutions and enterprise businesses build secure, scalable and reliable payment infrastructure through modern technology.

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Location:

Joka, Baruipara, P.O. Joka, P.S. Thakurpukur, Kolkata – 700104, West Bengal, India.

Address:

Baruipara, P.O. Joka, P.S. Thakurpukur, Kolkata, West Bengal, India

Post Code:

700104